FHA allows streamline refinances to reduce principle and interest payments. This product requires limited documentation and no appraisal is required! To qualify for the FHA Streamline refinance program you must meet the following basic requirements:

• Loan to be refinanced must already be FHA insured.
• Loan to be refinanced must be current and have 0 late pays in the last 12 months
• The refinance must lower monthly principal and interest payments
• No cash taken out on mortgages refinanced using the streamline program

We offer a “no cost” refinance which will take borrowers to closing with no out-of-pocket expenses.